California requires all drivers to carry certain amounts of insurance coverage. If you are injured by a driver, you can file a claim against his or her policy to recover compensation for medical expenses, vehicle repairs, and more. If you are involved in an accident with an uninsured or underinsured motorist, however, your options for recovery can be limited. In these situations, trust the Fresno uninsured/underinsured motorist attorneys at Freedman Law. Our lawyers can fight for your right to compensation and help you secure the compensation that you deserve.
Why Consider Freedman Law for This Case?
In each case we take on, we pursue maximum compensation. During our firm’s operations, this has translated to $1.25 billion secured on behalf of our clients.
Our Fresno personal injury attorneys have represented thousands of clients throughout the Central Valley. We have the skills and experience that you need to secure pursue an uninsured motorist claim.
You can trust that our meticulous support staff is available 24/7 to answer your questions and connect you with a lawyer.
California Car Insurance Laws
Like most states, California follows a fault-based car insurance system. When a driver causes a collision, he or she must pay for the victims’ expenses, such as property damage and lost wages. A victim can file an insurance claim or lawsuit against the driver to recover this compensation.
To uphold this financial responsibility, all California drivers must hold the following amounts of car insurance.
At least $15,000 for bodily injury or death to one person per accident
At least $30,000 for total injuries or deaths per accident
At least $5,000 for property damage per accident
Unfortunately, many people do not follow these rules and drive without adequate insurance or any coverage at all. According to data from the Insurance Information Institute, approximately 16.6 percent of California drivers were uninsured in 2019.
Your Legal Options After an Uninsured / Underinsured Motorist Accident
If you are involved in a collision with an uninsured or underinsured motorist, it can be difficult to recover compensation. However, you still have options to secure a settlement. Depending on the circumstances surrounding your collision, you may want to pursue a lawsuit against the at-fault driver or a claim against your own insurance.
Personal Injury Lawsuits: In California, negligent drivers are financially liable for their victims’ damages. Without insurance, a motorist will be required to pay for these expenses out of pocket. You can file a personal injury lawsuit against the driver to recover this compensation.
UM/UIM Coverage: Although uninsured motorists are required to pay for their victims’ losses out of pocket, few drivers can afford these expenses. In these situations, it is important to carry optional forms of insurance coverage that cover your own losses in the event of an accident. In particular, carrying uninsured/underinsured motorist (UM/UIM) coverage can protect your assets in the event of a collision.
In most cases, you may want to pursue an insurance claim before filing a lawsuit. If you do not have the appropriate coverage, however, pursuing a lawsuit from the start might be in your best interest. A Fresno car accident attorney from Freedman Law can evaluate your case and determine which pathway is right for you.
Book a Consultation With a Fresno Uninsured / Underinsured Motorist Accident Attorney Today
If you are injured by an uninsured or underinsured motorist, Freedman Law can help. Our attorneys can help you understand your legal options and secure the compensation you need. You can connect with us online or call 559-447-9000 to schedule your consultation with a Fresno car accident lawyer.